How to Use Your HSA/FSA Card at GOT MOLD?
Yes, you can pay for GOT MOLD? Test Kits and Refills with HSA/FSA funds through Truemed, if you qualify.
Five steps at checkout and about two minutes of your time. Qualified customers save an average of 30%* when they pay with pre-tax dollars.
*Truemed is for qualified customers. HSA/FSA tax savings vary. Learn more at truemed.com/disclosures
HSA/FSA eligible with a Truemed LMN
- No appointment, no prescription to chase
- Health survey takes about two minutes
- Pay with your HSA/FSA card or get reimbursed
- Truemed's cost is included in the price
Is GOT MOLD? HSA/FSA Eligible?
A mold test kit is not automatically an IRS-eligible medical expense. With a Letter of Medical Necessity from Truemed, a GOT MOLD? Test Kit or Refill may be. Here is what that means for you.
May be eligible, if you qualify
An independent licensed provider reviews a short health survey. If you qualify, Truemed issues your Letter of Medical Necessity (LMN). Not every customer will qualify.
Pre-tax dollars
HSA and FSA funds are set aside before federal income tax. Using them on an eligible purchase is where the savings come from.
Nothing added at checkout
The cost of Truemed's services is included in the purchase price. You pay the same price for the kit either way.
How to Check Out With HSA/FSA Funds
You shop the way you always do. Truemed adds one short survey and a licensed provider's review.
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Add your kit to the cart
Pick the GOT MOLD? Test Kit or Refill you need on gotmold.com. Look for the HSA/FSA eligibility widget on the product page. Shop as a guest or signed in, either works.
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Choose "Pay with HSA/FSA (Truemed)" at checkout
Select it as your payment method. Enter your HSA/FSA card, or a regular credit card if you would rather be reimbursed later.
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Take the health survey
After you place your order, Truemed asks a few questions about your health. Most people finish in about two minutes. No appointment, no visit.
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A licensed provider reviews it
An independent licensed provider reads your answers. If you qualify, your Letter of Medical Necessity is issued, typically within 24 to 48 hours, and emailed to you.
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You are done, or you get reimbursed
Paid with your HSA/FSA card? Nothing else to do. Paid with a regular card? Submit the LMN and your receipt to your HSA/FSA administrator using the instructions Truemed sends with the letter.
Eligibility is decided by the provider's review of your survey, not by GOT MOLD? or Truemed. Not every customer will qualify.
How Does Paying With HSA/FSA Save Money?
A Health Savings Account (HSA) or Flexible Spending Account (FSA) lets you set aside money before federal income tax is taken out. Spend those dollars on a qualified medical expense and the tax you would have paid on them stays in your pocket.
That is why qualified customers save an average of 30%* when they pay with HSA/FSA funds. The kit price does not change. The dollars you pay with were never taxed.
One more thing worth knowing: for most plans, FSA funds expire December 31. Has anything felt off at home this year? That balance may be the easiest way to find out before it goes away.
Health Savings Account
Paired with a high-deductible health plan. The balance rolls over every year, and the account stays with you if you change jobs.
Flexible Spending Account
Offered through an employer. For most plans, FSA funds expire December 31, so unused dollars can go to waste.
Letter of Medical Necessity
The document from a licensed provider that makes a purchase like this one eligible. Truemed handles that step for qualified customers.
*Truemed is for qualified customers. HSA/FSA tax savings vary. Learn more at truemed.com/disclosures
HSA/FSA Eligible Items
First test? Choose a full kit. Already own a BioVac air sampler? Choose a Refill.
All six may be HSA/FSA eligible with a Truemed LMN*
Full Test Kits
Includes the reusable BioVac air sampler, sampling cassettes, all lab fees, and free shipping both ways
1-Room Kit
Tests one room plus an outdoor control sample. Everything you need, nothing else to buy.
Get 1-Room Kit
2-Room Kit
Tests two rooms plus an outdoor control sample. Our most popular choice for a bedroom and a living space.
Get 2-Room Kit
3-Room Kit
Tests three rooms plus an outdoor control sample. The whole-home picture in about 30 minutes of sampling.
Get 3-Room KitRefills
For customers who already own a BioVac air sampler. Cassettes, all lab fees, and free shipping included.
2-Room Refill
Retest two rooms. Check on a repair, a new season, or a change in how you feel.
Get 2-Room Refill
3-Room Refill
Retest three rooms and compare the new report with your last one.
Get 3-Room Refill*An independent licensed provider decides eligibility from your health survey; not every customer will qualify. Regular gotmold.com prices shown. Truemed is for qualified customers. HSA/FSA tax savings vary. Learn more at truemed.com/disclosures
Frequently Asked Questions
Is GOT MOLD? HSA/FSA eligible?
GOT MOLD? Test Kits and Refills may be eligible when Truemed issues a Letter of Medical Necessity for you. A mold test kit is not automatically an IRS-eligible medical expense, so the LMN documents why the purchase is medically necessary. An independent licensed provider makes that decision after reviewing your health survey.
What is a Letter of Medical Necessity (LMN)?
A Letter of Medical Necessity is a document from a licensed provider explaining why a product is medically necessary. It is required to use HSA/FSA funds on products that are not automatically IRS-eligible. If you qualify, Truemed emails your LMN to you and keeps a copy in your Truemed account.
Do I need a doctor's prescription?
No. Truemed's network of independent licensed providers handles the evaluation and issues the LMN if you qualify. There is no appointment and no visit.
How long does approval take?
Most people finish the health survey in about two minutes. A licensed provider then reviews it. If you qualify, your LMN is typically issued within 24 to 48 hours. Keep an eye on your inbox and your spam folder.
Can I pay with a regular credit card and get reimbursed later?
Yes. Select the Truemed payment option at checkout and enter a non-HSA/FSA card. You will receive reimbursement instructions along with your LMN. Submit the LMN and your receipt to your HSA/FSA administrator to be reimbursed.
Does my checkout email need to match my HSA/FSA account?
No, but your name should match across your order, your Truemed health survey, and your HSA/FSA account.
How is sales tax handled?
Sales tax is still charged, and it is eligible to be paid with HSA/FSA funds.
Questions about your survey or LMN? Email [email protected]. Questions about your kit? Contact GOT MOLD?
HSA/FSA payments at GOT MOLD? are powered by Truemed, a telehealth and payments company that helps qualified customers use HSA/FSA funds on health products.
*Truemed is for qualified customers. HSA/FSA tax savings vary. Learn more at truemed.com/disclosures. Eligibility is determined by an independent licensed provider. GOT MOLD? does not provide medical, tax, or benefits advice.